MY SON STARTED DIVIDING UP MY LIFE WHILE I WAS STILL ALIVE. BY LUNCHTIME, MY CARDS WERE DEAD, MY ONLINE BANKING WAS LOCKED, AND I WAS STANDING AT A WHOLE FOODS REGISTER WITH A BASKET FULL OF DINNER I SUDDENLY COULD NOT AFFORD.
I sat in my car and listened carefully as Frederick Peton explained exactly what had happened. The more he spoke, the colder I became.…